The Peltzman Effect: Why Safety Creates RiskWhen a safety net encourages you to walk the tightrope.

From the show

Psychology of Moral Failure

Risk compensation theory suggests that the more protected we feel, the more chances we take. This psychological paradox explains why safety measures like seatbelts or helmets don't always reduce injuries as much as expected. From driving to finance, this unconscious trade-off means that while a safety measure might reduce the harm from a single incident, it may also increase the total number of incidents by encouraging complacency.